Website Terms Of Use

Effective Date: 24 March 2023

Last Updated: 30 July 2025

Please read these Terms of Use (“Terms”) carefully before using this website. If you require a copy of any previous version of these Terms, please contact us at hello@underwriteme.com.

1. Terms of use

1.1. The following Terms of Use (“TOU”) (together with the documents referred to in it) tells you the terms of use on which you make use of our website (https://decisionplatform.com/) (our ‘website’) and any associated services, including the Protection Platform, whether as a guest or a registered user. 

1.2. UnderwriteMe reserves the right to update the TOU at any time without notice to you. Please check this page from time to time to take notice of any changes, as they are binding on you. It is your responsibility to check the TOU regularly for any updates. The most current version of the TOU can be reviewed by clicked on the “Terms of Use” hyperlink located at the bottom of our Web pages.

1.3. Your use of our website is also subject to:

(a)    Our Privacy Policy, which outlines how we collect, use, and protect your personal data.
(b)    Our Cookies Policy and Accessibility Statement, which provide information about website functionality and user experience.

2. About us

Our website is owned and operated by UnderwriteMe Technology Solutions Limited (“UnderwriteMe”, “we”, “us”, “our”), limited liability company registered in England and Wales with company registration number 09170324 whose registered office is at Tower Bridge House, St. Katharines Way, London, E1W 1BA.

3. Intended Use

3.1. This website is intended for use by professionals, organisations, and authorised representatives accessing our software solutions and related services. It is designed to support business, operational, and technical engagement across a range of sectors and geographies.

3.2.  Access to certain features or content may require registration, verification of credentials, or approval by us. You agree to use the website only for lawful purposes and in accordance with these Terms.

3.3. This website is not intended for use by individuals under the age of 18 or by unauthorised third parties. We reserve the right to restrict or revoke access at our discretion.

4. Use of Our Decision Platform

4.1. Any software, platform, or tool presented, referenced, or made accessible via this website is subject to separate contractual agreements between you and UnderwriteMe. Registration of interest or submission of contact details does not grant access or usage rights to any software product.

4.2. Before using any software offered by us, you must enter into a specific agreement governing the terms of use, licensing, service levels, and any applicable commercial arrangements for that product. We reserve the right to accept or decline any request to contract at our sole discretion.

4.3. No part of this website or its content shall be construed as forming a binding agreement for the use of any software, product, function or feature we offer unless expressly confirmed in writing by way of a formal agreement between you and UnderwriteMe.

5. General Information

Content on this website is for general informational purposes only and does not constitute legal, financial, or professional advice. You must not rely on it as a substitute for formal advice or contractual terms.

6. Availability of the site

Whilst we make reasonable endeavours to ensure the site is functional and free from bugs and errors, we do not make any warranties or representations of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services or related graphics contained on the website for any purpose. We reserve the right to suspend or withdraw the website at any time.

7. Breach of these Terms

7.1. If we, in our discretion, believe your use of the site is a breach of these Terms or the terms of any other agreement between you or any firm you represent and UnderwriteMe, we may take such action as we reasonably deem necessary and appropriate with immediate effect and (to the extent permitted by applicable law) without notice, including:

7.2. block or suspend (either temporarily or permanently) your access to the site or any part of it;

7.3. issue you with a warning regarding your continued use of the site;

7.4. disclose such information as we reasonably feel is necessary or appropriate to relevant law enforcement authorities and/or other organisations or bodies whom we reasonably believe are entitled to bring infringement or enforcement action against you;

7.5. terminate any agreement in place between you or any firm you represent and UnderwriteMe; and

7.6. to the extent permitted by applicable law, issue legal proceedings against you.

8. Acceptable Use

In using the site, you should use appropriate hardware and software, including an up-to-date and appropriate internet browser. You should ensure you have appropriate anti-virus protection on any hardware you use to access the site. You will not use the site in any way which is criminal, discriminatory, defamatory, a breach of any party’s intellectual property rights (including any rights under the law relating to confidential information), or excessively invasive of another person’s privacy. You must not conduct any penetration testing on, or vulnerability assessments, of the website, to do so is a breach of this TOU.

9. Limitation of Liability

9.1. Nothing in this TOU shall limit or exclude our liability for death or personal injury, fraud, fraudulent misrepresentation, or any other liability which cannot be limited or excluded under applicable law.

9.2. Unless the TOU expressly states otherwise, we shall not be liable for any:

(a)    liability relating to any sales of insurance products including as a result of a mis-sale;

(b)    liability you incur to any actual or potential customer;

(c)    damage to, reduction in the performance of or loss of any systems, software, devices and other materials caused by your access to or use of the site;

(d)    loss caused by any error in or unavailability of the site or any part of its functionality;

(e)    loss or corruption of data or information;

(f)     loss of anticipated savings;

(g)    loss of revenues or profits;

(h)    loss of business or opportunity;

(i)     loss or depletion of goodwill;

(j)     pure economic loss; or

(k)    any indirect, special or consequential losses or damage, howsoever arising.

9.3. We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programmes, data or other proprietary material due to your use of our website or to your downloading of any content on it, or any website linked to it.

9.4. Different limitations and exclusions of liability may apply to services supplied under separate agreements we have with you.

10. Virus and malware

You take all reasonable precautions in your use of the site not to introduce viruses, worms, Trojan horses, spyware, malware and/or any other harmful elements onto our systems. You fully indemnify and hold us harmless from and against any losses and associated costs arising as a result of your introduction of a virus or other harmful element to our systems.

11. Intellectual property rights

11.1. We are the owner, operator or licensee of all copyright, trademarks and other intellectual property rights in the website and all its contents. All rights are reserved.

11.2. You may print or download extracts of any page(s) from our website for your personal use, and you may draw attention of others within your organisation to content posted on our website. However, you may not download, reproduce, embed or amend the content of the website without our prior written consent. You must not add a link to our site to any website which is not owned and operated by you. You must not embed any of the contents on our website in your website without obtaining a licence to do so from us.

11.3. If you print off, copy or download any part of our website in breach of this TOU, you right to use our website will cease immediately and you must, at our option, return or destroy any copies of the material you have made.

12. No Waiver

Any failure or delay by us to enforce any right under this TOU shall not prevent us enforcing that right or any other right in the future.

13. Applicable law

This TOU is governed by and construed in accordance with the laws of England and Wales. You and UnderwriteMe each submit to the exclusive jurisdiction of the English courts in relation to any disputes arising out of or in connection with these Terms, provided UnderwriteMe shall be entitled to seek injunctive and equitable relief against any infringement of its intellectual property rights in any jurisdiction worldwide.

14. Contact us

If you have any questions or comments relating to this Policy or our processing of your data, please contact us at hello@underwriteme.com.