Empowering insurers to deliver faster decisions and better customer outcomes

Decision Platform helps life and protection insurers boost efficiency across their underwriting and claims processes.

Make better decisions faster.
Cover more customers.
Grow your business.

Two underwriters are looking at a computer screen as they use the decision platform automated claims engine software for underwriting teams

Trusted by 30+ leading insurers worldwide

Built for life and protection insurance

In today’s world, customers expect faster and more personalised experiences. Yet, life insurance providers often navigate complex underwriting processes, manual workflows, and fragmented data sources in a heavily regulated industry. These challenges slow down insurers’ decision-making but also limit their ability to offer tailored coverage, leading to lost opportunities and reduced customer satisfaction.

Benefits

Turn lengthy and costly processes into a seamless experience your customers will love

UnderwriteMe’s Decision Platform is an all-in-one platform that enables insurers to optimise their underwriting and claims processes. By leveraging advanced technology, a market-leading rules engine, and integrated data sourcing, the platform enables accurate decisions and enhances operational efficiency across the value chain.

Make decisions faster and enhance customer satisfaction through increased STA rates.Zurich Australia achieved 2.5X uplift in STA rates.
Achieve efficiency and adaptability with a customisable, high-performing ruleset.Top-rated for Content Configuration by NMG.
Reduce costs and improve resource allocation by automating routine tasks.

Use cases

Closing the loop across your lines of business

The Decision Platform modules are designed for Underwriters and Claims Teams to leverage the power of data to create outstanding experiences. Each one is powerful, but the real magic is when they are used together.

For Underwriters

Data-Driven Underwriting Automation

Explore

An underwriter is looking at his laptop screen. he is using the decision platform, automated underwriting software

For Claims Teams

Automated Digital Claims Experiences

Explore

a woman is looking at her laptop screen while talking on the phone. she is an underwriter, using the decision platform to support her claims management team.

Why choose us

Protection Expertise
Built by underwriters, for underwriters
All-in-one platform
Easy to use and flexible
Market-leading in UKI and ANZ

Hear from our customers

As a trusted partner, UnderwriteMe have consistently supported Zurich in optimising our digital underwriting proposition. Not only has the UnderwriteMe platform enhanced our capability to deliver regular improvements that drives increased automation and a smoother digital experience for our customers, but our continued collaboration on key projects including machine learning and augmented decisioning pave the way for even greater success in the future.

By digitising and simplifying the underwriting process, we also reduce paperwork for our more than 5,000 financial consultants so they can spend more time engaging with their customers and advising them on their financial needs.

By using UnderwriteMe, we can now create a more engaging and consistent application process between the adviser and the customer, as well as process new business at a much faster rate without having to increase our underwriting resources.

I’m very happy with the rules engine, the product, and the work we have done. Primarily the work UnderwriteMe’s flexibility, data and intelligence has helped Aegon build an efficient underwriting process through faster development cycles. Overall, we’ve become far more responsive to market developments. And as claimed ‘on the box’, we’ve been able to reduce expensive medical evidence costs, increase STP rates and make faster decisions – all great news for our sales volumes and bottom line.

UnderwriteMe's underwriting engine is customer-led, making the process of buying life insurance even easier. Our partnership with UnderwriteMe demonstrates how we leverage technology to simplify the purchase experience and continue changing the way people feel about insurance.

UnderwriteMe's underwriting engine transformed the customer's purchase journey by making it easier, quicker and more personalised. Up to 80% of time was saved during the process of answering health questions. This enabled our distribution team to focus on offering quality advice and more dedicated servicing.

Our aim is to provide a seamless customer experience and we strive to make the purchase and application as hassle-free as possible. We are very pleased that with this new digital underwriting tool, we are able to issue policies within a few hours and to provide peace of mind to our customers more quickly

Read Case Studies

News

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The Decision Platform Team
UnderwriteMe announces integration with INSTANDA to transform the Life Insurance industry with no code technology
INSTANDA, a leading global provider of SaaS platform technology for life insurance distribution and policy administration, has announced an integration with UnderwriteMe, a comprehensive SaaS underwriting platform provider for the life insurance industry. The collaboration will allow clients to implement INSTANDA’s distribution and policy administration platform whilst benefiting from best-in-class underwriting automation through UnderwriteMe across global markets.
5 min read
May 16, 2024
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The Decision Platform Team
UnderwriteMe wins Protection Review Innovation Award for Decision Studio package
We’re delighted to announce that UnderwriteMe won Protection Review’s Innovation Award at the lavish Awards ceremony held at The Landmark Hotel in London on the 6th December 2023.
5 min read
Dec 11, 2023
T
The Decision Platform Team
Transforming the Insurance Landscape: UnderwriteMe’s Game-Changing Partnership with The Exeter
UnderwriteMe has always been at the forefront of innovation in the protection insurance industry. Our commitment to delivering cutting-edge processing solutions has earned us global recognition particularly for the quotation and underwriting part of the customer experience. But we also use our expertise to enhance other parts of the process.
5 min read
Sep 29, 2023

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